Know Exactly What Lenders See
A credit audit is the diagnostic step. Before a single dispute goes out, we pull your reports from Equifax, Experian, and TransUnion and read them the way an underwriter would — account by account, date by date.
The three bureaus rarely show the same picture. One may list a debt the others don't. Balances get reported at different points in the month. Old collections resurface under new agency names. Until someone lays all three side by side, there's no way to know what's actually working against you.
You walk away with a written summary: what's on your file, what's hurting the score, what's disputable, and what simply needs time and consistency.
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